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YC Consumer Finance companies

91 Y Combinator companies in Consumer Finance, with team size, growth, open roles and funding.

Updated weekly, last on November 9, 2026. Roster from Y Combinator's public directory.

Hiring the mostlast 60 days
12 roles
FintualS18
  1. 2Ziina5
  2. 3Bree4
See all 8
Fastest growingteam, 6 months
+17%
SunsetF24
  1. 2Ziina+15%
  2. 3Littio+15%
See all 14
Shrinkingteam, 12 months
−45%
marketfeedS21
  1. 2Two Dots−13%
  2. 3Yotta−5%
See all 6
Raised the mostlast 12 months
$22M
ZiinaW21
  1. 2Astor$5M
  2. 3Ralo$2.9M
See all 3
Companies
91
Active
55
Hiring, last 60 days
8
Open roles, 60 days
28
People on these teams
5,048
Showing 50 of 91 companies
CompanyBatchTeam6 mo12 moOpen rolesTotal raisedLast round
We’re building the world’s bank payment network.
S11Acquired862+1%+2%0$529MSeries G$312M, Feb 2022
Mobile crowdfunding: The easiest way to collect, fundraise, and sell…
W12Acquired335+4%+20%0$67.1MSeries B$30M, Jul 2015
A digital wallet for the Middle East & North Africa
W21324+15%+45%5$30.5MSeries A$22M, May 2026
Marketplace connecting consumers to financial advisors
S12282+2%+1%2$161MSecondary$110M, Aug 2021
Single account to manage money across the world
W22224+1%+31%1$94.3MSeries B$53M, May 2025
Wealth manager
S18149+6%+17%12$59.1MUndisclosed round$4.2M, Feb 2024
Neema is an app for unbanked workers, which provides a checking…
W17Inactive143+3%+13%0$19.3MUndisclosed round$17.7M, Dec 2021
We help people resolve debt.
W21133+9%+45%YCSeries AMay 2026
Digital bank for teenagers in LatAm connected to prepaid card
W21102+2%+3%0$25.8MUndisclosed round$10.7M, Apr 2023
Banking 100% in Spanish for the 44 million US Spanish speakers
W22Inactive97−9%−30%0Series ASep 2022
We setup Immigrants with a free US Bank Account, Credit Card, SIM…
S1996−1% YC$2.3MUndisclosed round$2.3M, Jan 2023
Credit cards for Indians that banks cannot see
S15880%0%0$6.6MUndisclosed round$3.9M, Mar 2019
Mobile bank for credit-worthy, new-to-America internationals offering…
S19Acquired75+1%+12%0$11.5MSeed$3M, Jul 2022
Stocks and cryptos trading app with zero commissions and no minimums…
W2174+3%+4%YC$2MSeed$2M, Jul 2023
Dollar banking for people in Latin America
W2369+15%+50%0$4.5MYC investment$500K, Apr 2023
The AI personal finance company.
S21Inactive67−8%+81%0$28.5MSeries A$14M, Jan 2026
AI fraud prevention and underwriting agent
S2261 −13%2$19.5MSeries A$15M, Aug 2024
Automated sweep account, invest without the stress of speculating
W2258−2%−2%0$2.2MEquity crowdfunding$699K, Jul 2023
Bits is a credit card designed to help people build credit
S2050+6% 1$258KYC investment$125K, Aug 2020
Automated investing for the next generation 💸
W2140+11%+29%1$44.3MDebt$22.5M, Feb 2026
AI tax filing for complex returns
W1940+3%+11%0$15.8MSeries A$13M, Apr 2021
Save money and win prizes up to $10m through weekly number draws.
S2038+3%−5%0$26.6MUndisclosed round$10M, Feb 2022
Helping Indians make better financial decisions.
S2137−21%−45%0$125KYC investment$125K, Nov 2021
Chime for Canada, starting with cash advances
S2137 −3%4$125KYC investment$125K, Jan 2023
AI Wealth Manager
W2334+3%+26%YC$2.7MSeed$2.6M, May 2023
Financial wellness for the middle class
S1633  0$4.4MUndisclosed round$1.6M, Oct 2020
Investing app that teaches you how to invest
W2124−8%+20%0$4.5MSeed$4.4M, Mar 2022
Benefits for independent workers.
W19Acquired24+9%+4%0$20.1MSeries A$12M, Jul 2021
Helping low-income Americans overcome debt and rebuild credit at…
W1923−4%−4%YC$4.5MGrant$4.2M, Sep 2024
Find and move money after a death
F2414+17%+27%0$6.5MSeed$6.5M, Dec 2024
Penny makes keeping track of your finances as easy as having a…
W17Acquired110%0%0$1.3MYC investment$120K, Mar 2017
Trade Anything
F259+29%+80%0$2.5MSeed$2M, Nov 2025
Financial Platform for Migrant Families in America
S219  0$200KYC investment$200K, Jun 2021
Institutional liquidity across prediction markets
F258−11%+14%YC$500KYC investment$500K, Sep 2025
Your personal investing agent
S257−12%+17%0$5.5MSeed$5M, Apr 2026
AI native consumer lending platform for underserved Americans
W257−36%−46%0$500KYC investment$500K, Mar 2025
Budgeting app with built-in banking
S2370%+17%0SeedSep 2023
AI agent that helps consumers lower the cost of debt automatically
W227−12% YC$500KYC investment$500K, Jan 2024
Personal fintech - we optimise your bills, every year, automatically.
W18Acquired7+17%+17%0$120KSeries A$120K, Sep 2018
AI-Native Mortgage Broker
X256−25%−14%YC$2.9MSeed$2.9M, Jun 2026
Pipe for online businesses
S21Inactive60%+20%0$125KYC investment$125K, Jan 2023
The online financial management service for everyone.
S10Acquired60%0%0$21.5MSeries B$15.5M, May 2014
The world's simplest Bitcoin self-custody solution
W2350%−17%0$500KYC investment$500K, Apr 2023
derivative layer for prediction markets
X264  YC$500KYC investment$500K, Apr 2026
Trade US markets from India, in Rupees
X264  0SeedJun 2026
DeFi for Everyone
W23Inactive4  0$500KYC investment$500K, Apr 2023
The social trading app for stocks, memes, and perps
S263  0
Stablecoin Global Bank Account
W263  0$500KYC investment$500K, Apr 2026
The simplest way for couples to manage money, together
S17Acquired3  0$120KYC investment$120K, Aug 2017
The smarter way to manage USD earnings globally
W242  0

How this works

1. The roster

Every launched company in YC's public directory, with its batch, status, industry and location. New companies show up the week YC lists them.

2. The numbers

Each company is matched to Crustdata by its website. Crustdata adds team size and its change over 6 and 12 months, open roles from job postings, reported funding, and founders' past employers.

3. The lists

Hiring the most counts distinct roles posted in the last 60 days. Growth needs 10+ people today, shrinking 20+ a year ago, so tiny teams do not top the lists. Rebuilt every week.

Built with Crustdata. Get your own API key and build your own.

The numbers on this page come from three Crustdata API calls. Crustdata tags 5,000+ companies with Y Combinator as an investor; swap the filter for any investor, industry or headcount range and track your own list, with founders' work emails one call away.

  • Company search for team size, growth and funding
  • Job search with a count by company, for who is hiring and for what
  • A watch that re-runs the search weekly and sends only what changed
# 1. every company with Y Combinator as an investor
curl https://api.crustdata.com/company/search \
  -H "authorization: Bearer $CRUSTDATA_API_KEY" \
  -H "x-api-version: 2025-11-01" \
  -d '{
    "filters": { "field": "funding.investors",
                 "type": "in", "value": ["Y Combinator"] },
    "fields": ["basic_info.name",
      "headcount.total", "headcount.growth_percent",
      "funding.total_investment_usd"],
    "limit": 100
  }'

# 2. open listings per company, last 60 days (limit 0 = counts only)
curl https://api.crustdata.com/job/search \
  -H "authorization: Bearer $CRUSTDATA_API_KEY" \
  -H "x-api-version: 2025-11-01" \
  -d '{
  "filters": { "op": "and", "conditions": [
    { "field": "company.basic_info.company_id",
      "type": "in", "value": [...] },
    { "field": "metadata.date_added",
      "type": "=>", "value": "2026-08-24" } ]},
  "limit": 0,
  "aggregations": [{ "type": "group_by",
    "field": "company.basic_info.company_id", "agg": "count" }]
}'

# 3. the same company filter as a weekly watch: POST /watch/company/search

Questions about YC Consumer Finance companies

How many YC Consumer Finance companies are there?

91 Y Combinator companies are in Consumer Finance; 55 are active.

Which YC Consumer Finance companies are hiring?

8 companies posted roles in the last 60 days, led by Fintual (12 roles), Ziina (5 roles) and Bree (4 roles). 17 mark themselves as hiring on YC's directory.

Which YC Consumer Finance companies are growing fastest?

By team growth over 6 months (10+ people): Sunset (+17%), Ziina (+15%) and Littio (+15%).

Which YC Consumer Finance companies raised the most?

Largest latest rounds in the last 12 months, after their YC batch: Ziina ($22M), Astor ($5M) and Ralo ($2.9M).

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