91 Y Combinator companies in Consumer Finance, with team size, growth, open roles and funding.
Updated weekly, last on November 9, 2026. Roster from Y Combinator's public directory.
| Company | Batch | Team | 6 mo | 12 mo | Open roles | Total raised | Last round |
|---|---|---|---|---|---|---|---|
We’re building the world’s bank payment network. | S11Acquired | 862 | +1% | +2% | 0 | $529M | Series G$312M, Feb 2022 |
Mobile crowdfunding: The easiest way to collect, fundraise, and sell… | W12Acquired | 335 | +4% | +20% | 0 | $67.1M | Series B$30M, Jul 2015 |
A digital wallet for the Middle East & North Africa | W21 | 324 | +15% | +45% | 5 | $30.5M | Series A$22M, May 2026 |
Marketplace connecting consumers to financial advisors | S12 | 282 | +2% | +1% | 2 | $161M | Secondary$110M, Aug 2021 |
Single account to manage money across the world | W22 | 224 | +1% | +31% | 1 | $94.3M | Series B$53M, May 2025 |
Wealth manager | S18 | 149 | +6% | +17% | 12 | $59.1M | Undisclosed round$4.2M, Feb 2024 |
Neema is an app for unbanked workers, which provides a checking… | W17Inactive | 143 | +3% | +13% | 0 | $19.3M | Undisclosed round$17.7M, Dec 2021 |
We help people resolve debt. | W21 | 133 | +9% | +45% | YC | Series AMay 2026 | |
Digital bank for teenagers in LatAm connected to prepaid card | W21 | 102 | +2% | +3% | 0 | $25.8M | Undisclosed round$10.7M, Apr 2023 |
Banking 100% in Spanish for the 44 million US Spanish speakers | W22Inactive | 97 | −9% | −30% | 0 | Series ASep 2022 | |
We setup Immigrants with a free US Bank Account, Credit Card, SIM… | S19 | 96 | −1% | YC | $2.3M | Undisclosed round$2.3M, Jan 2023 | |
Credit cards for Indians that banks cannot see | S15 | 88 | 0% | 0% | 0 | $6.6M | Undisclosed round$3.9M, Mar 2019 |
Mobile bank for credit-worthy, new-to-America internationals offering… | S19Acquired | 75 | +1% | +12% | 0 | $11.5M | Seed$3M, Jul 2022 |
Stocks and cryptos trading app with zero commissions and no minimums… | W21 | 74 | +3% | +4% | YC | $2M | Seed$2M, Jul 2023 |
Dollar banking for people in Latin America | W23 | 69 | +15% | +50% | 0 | $4.5M | YC investment$500K, Apr 2023 |
The AI personal finance company. | S21Inactive | 67 | −8% | +81% | 0 | $28.5M | Series A$14M, Jan 2026 |
AI fraud prevention and underwriting agent | S22 | 61 | −13% | 2 | $19.5M | Series A$15M, Aug 2024 | |
Automated sweep account, invest without the stress of speculating | W22 | 58 | −2% | −2% | 0 | $2.2M | Equity crowdfunding$699K, Jul 2023 |
Bits is a credit card designed to help people build credit | S20 | 50 | +6% | 1 | $258K | YC investment$125K, Aug 2020 | |
Automated investing for the next generation 💸 | W21 | 40 | +11% | +29% | 1 | $44.3M | Debt$22.5M, Feb 2026 |
AI tax filing for complex returns | W19 | 40 | +3% | +11% | 0 | $15.8M | Series A$13M, Apr 2021 |
Save money and win prizes up to $10m through weekly number draws. | S20 | 38 | +3% | −5% | 0 | $26.6M | Undisclosed round$10M, Feb 2022 |
Helping Indians make better financial decisions. | S21 | 37 | −21% | −45% | 0 | $125K | YC investment$125K, Nov 2021 |
Chime for Canada, starting with cash advances | S21 | 37 | −3% | 4 | $125K | YC investment$125K, Jan 2023 | |
AI Wealth Manager | W23 | 34 | +3% | +26% | YC | $2.7M | Seed$2.6M, May 2023 |
Financial wellness for the middle class | S16 | 33 | 0 | $4.4M | Undisclosed round$1.6M, Oct 2020 | ||
Investing app that teaches you how to invest | W21 | 24 | −8% | +20% | 0 | $4.5M | Seed$4.4M, Mar 2022 |
Benefits for independent workers. | W19Acquired | 24 | +9% | +4% | 0 | $20.1M | Series A$12M, Jul 2021 |
Helping low-income Americans overcome debt and rebuild credit at… | W19 | 23 | −4% | −4% | YC | $4.5M | Grant$4.2M, Sep 2024 |
Find and move money after a death | F24 | 14 | +17% | +27% | 0 | $6.5M | Seed$6.5M, Dec 2024 |
Penny makes keeping track of your finances as easy as having a… | W17Acquired | 11 | 0% | 0% | 0 | $1.3M | YC investment$120K, Mar 2017 |
Trade Anything | F25 | 9 | +29% | +80% | 0 | $2.5M | Seed$2M, Nov 2025 |
Financial Platform for Migrant Families in America | S21 | 9 | 0 | $200K | YC investment$200K, Jun 2021 | ||
Institutional liquidity across prediction markets | F25 | 8 | −11% | +14% | YC | $500K | YC investment$500K, Sep 2025 |
Your personal investing agent | S25 | 7 | −12% | +17% | 0 | $5.5M | Seed$5M, Apr 2026 |
AI native consumer lending platform for underserved Americans | W25 | 7 | −36% | −46% | 0 | $500K | YC investment$500K, Mar 2025 |
Budgeting app with built-in banking | S23 | 7 | 0% | +17% | 0 | SeedSep 2023 | |
AI agent that helps consumers lower the cost of debt automatically | W22 | 7 | −12% | YC | $500K | YC investment$500K, Jan 2024 | |
Personal fintech - we optimise your bills, every year, automatically. | W18Acquired | 7 | +17% | +17% | 0 | $120K | Series A$120K, Sep 2018 |
AI-Native Mortgage Broker | X25 | 6 | −25% | −14% | YC | $2.9M | Seed$2.9M, Jun 2026 |
Pipe for online businesses | S21Inactive | 6 | 0% | +20% | 0 | $125K | YC investment$125K, Jan 2023 |
The online financial management service for everyone. | S10Acquired | 6 | 0% | 0% | 0 | $21.5M | Series B$15.5M, May 2014 |
The world's simplest Bitcoin self-custody solution | W23 | 5 | 0% | −17% | 0 | $500K | YC investment$500K, Apr 2023 |
derivative layer for prediction markets | X26 | 4 | YC | $500K | YC investment$500K, Apr 2026 | ||
Trade US markets from India, in Rupees | X26 | 4 | 0 | SeedJun 2026 | |||
DeFi for Everyone | W23Inactive | 4 | 0 | $500K | YC investment$500K, Apr 2023 | ||
The social trading app for stocks, memes, and perps | S26 | 3 | 0 | ||||
Stablecoin Global Bank Account | W26 | 3 | 0 | $500K | YC investment$500K, Apr 2026 | ||
The simplest way for couples to manage money, together | S17Acquired | 3 | 0 | $120K | YC investment$120K, Aug 2017 | ||
The smarter way to manage USD earnings globally | W24 | 2 | 0 |
Every launched company in YC's public directory, with its batch, status, industry and location. New companies show up the week YC lists them.
Each company is matched to Crustdata by its website. Crustdata adds team size and its change over 6 and 12 months, open roles from job postings, reported funding, and founders' past employers.
Hiring the most counts distinct roles posted in the last 60 days. Growth needs 10+ people today, shrinking 20+ a year ago, so tiny teams do not top the lists. Rebuilt every week.
The numbers on this page come from three Crustdata API calls. Crustdata tags 5,000+ companies with Y Combinator as an investor; swap the filter for any investor, industry or headcount range and track your own list, with founders' work emails one call away.
# 1. every company with Y Combinator as an investor curl https://api.crustdata.com/company/search \ -H "authorization: Bearer $CRUSTDATA_API_KEY" \ -H "x-api-version: 2025-11-01" \ -d '{ "filters": { "field": "funding.investors", "type": "in", "value": ["Y Combinator"] }, "fields": ["basic_info.name", "headcount.total", "headcount.growth_percent", "funding.total_investment_usd"], "limit": 100 }' # 2. open listings per company, last 60 days (limit 0 = counts only) curl https://api.crustdata.com/job/search \ -H "authorization: Bearer $CRUSTDATA_API_KEY" \ -H "x-api-version: 2025-11-01" \ -d '{ "filters": { "op": "and", "conditions": [ { "field": "company.basic_info.company_id", "type": "in", "value": [...] }, { "field": "metadata.date_added", "type": "=>", "value": "2026-08-24" } ]}, "limit": 0, "aggregations": [{ "type": "group_by", "field": "company.basic_info.company_id", "agg": "count" }] }' # 3. the same company filter as a weekly watch: POST /watch/company/search
91 Y Combinator companies are in Consumer Finance; 55 are active.
8 companies posted roles in the last 60 days, led by Fintual (12 roles), Ziina (5 roles) and Bree (4 roles). 17 mark themselves as hiring on YC's directory.
By team growth over 6 months (10+ people): Sunset (+17%), Ziina (+15%) and Littio (+15%).
Largest latest rounds in the last 12 months, after their YC batch: Ziina ($22M), Astor ($5M) and Ralo ($2.9M).